Skip to main content

Xflow Supported Merchant Category Codes

October 2024

Following are the Merchant Category Codes supported by Xflow -

0742 - Veterinary Services

0780 - Horticultural Services, Landscaping Services

1520 - General Contractors-Residential and Commercial

1711 - Air Conditioning Contractors - Sales and Installation, Heating Contractors - Sales, Service, Installation

1731 - Electrical Contractors

1740 - Insulation - Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors

1750 - Carpentry Contractors

1761 - Roofing - Contractors, Sheet Metal Work - Contractors, Siding - Contractors

1799 - Contractors - Special Trade, Not Elsewhere Classified

2741 - Miscellaneous Publishing and Printing

2791 - Typesetting, Plate Making, & Related Services

2842 - Specialty Cleaning, Polishing, and Sanitation Preparations

4011 - Railroads

4111 - Local/Suburban Commuter Passenger Transportation - Railroads, Feries, Local Water Transportation.

4112 - Passenger Railways

4121 - Taxicabs and Limousines

4214 - Motor Freight Carriers, Moving and Storage Companies, Trucking - Local/Long Distance, Delivery Services - Local

4215 - Courier Services - Air or Ground, Freight forwarders

4225 - Public warehousing, Storage

4411 - Cruise and Steamship Lines

4468 - Marinas, Marine Service, and Supplies

4722 - Travel Agencies and Tour Operations

4723 - Package Tour Operators (For use in Germany only)

4784 - Toll and Bridge Fees

4789 - Transportation Services, Not elsewhere classified)

4812 - Telecommunications Equipment including telephone sales

4814 - Fax services, Telecommunication Services

4815 - VisaPhone

4816 - Computer Network Services

4821 - Telegraph services

4899 - Cable and other pay television (previously Cable Services)

5013 - Motor vehicle supplies and new parts

5021 - Office and Commercial Furniture

5039 - Construction Materials, Not Elsewhere Classified

5044 - Office, Photographic, Photocopy, and Microfilm Equipment

5045 - Computers, Computer Peripheral Equipment, Software

5046 - Commercial Equipment, Not Elsewhere Classified

5047 - Medical, Dental Ophthalmic, Hospital Equipment and Supplies

5051 - Metal Service Centers and Offices

5065 - Electrical Parts and Equipment

5072 - Hardware Equipment and Supplies

5074 - Plumbing and Heating Equipment and Supplies

5085 - Industrial Supplies, Not Elsewhere Classified

5099 - Durable Goods, Not Elsewhere Classified

5111 - Stationery, Office Supplies, Printing, and Writing Paper

5131 - Piece Goods, Notions, and Other Dry Goods

5137 - Men’s Women’s and Children’s Uniforms and Commercial Clothing

5139 - Commercial Footwear

5169 - Chemicals and Allied Products, Not Elsewhere Classified

5172 - Petroleum and Petroleum Products

5192 - Books, Periodicals, and Newspapers

5193 - Florists’ Supplies, Nursery Stock and Flowers

5198 - Paints, Varnishes, and Supplies

5199 - Non-durable Goods, Not Elsewhere Classified

5200 - Home Supply Warehouse Stores

5211 - Lumber and Building Materials Stores

5231 - Glass, Paint, and Wallpaper Stores

5251 - Hardware Stores

5261 - Nurseries - Lawn and Garden Supply Store

5271 - Mobile Home Dealers

5300 - Wholesale Clubs

5310 - Discount Stores

5311 - Department Stores

5331 - Variety Stores

5399 - Misc. General Merchandise

5411 - Grocery Stores, Supermarkets

5422 - Meat Provisioners - Freezer and Locker

5441 - Candy, Nut, and Confectionery Stores

5451 - Dairy Products Stores

5462 - Bakeries

5499 - Misc. Food Stores - Convenience Stores and Specialty Markets

5511 - Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing

5521 - Automobile and Truck Dealers (Used Only)

5531 - Automobile Supply Stores

5532 - Automotive Tire Stores

5533 - Automotive Parts, Accessories Stores

5541 - Service Stations ( with or without ancillary services)

5561 - Recreational and Utility Trailers, Camp Dealers

5571 - Motorcycle Dealers

5592 - Motor Home Dealers

5598 - Snowmobile Dealers

5599 - Miscellaneous Auto Dealers

5611 - Men’s and Boy’s Clothing and Accessories Stores

5621 - Women’s Ready-to-Wear Stores

5631 - Women’s Accessory and Specialty Shops

5641 - Children’s and Infant’s Wear Stores

5651 - Family Clothing Stores

5655 - Sports Apparel, Riding Apparel Stores

5661 - Shoe Stores

5691 - Men’s and Women’s Clothing Stores

5697 - Tailors, Seamstress, Mending, and Alterations

5698 - Wig and Toupee Stores

5699 - Miscellaneous Apparel and Accessory Shops

5712 - Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances

5713 - Floor Covering Stores

5714 - Drapery, Window Covering and Upholstery Stores

5718 - Fireplace, Fireplace Screens, and Accessories Stores

5719 - Miscellaneous Home Furnishing Specialty Stores

5722 - Household Appliance Stores

5732 - Electronic Sales

5733 - Music Stores, Musical Instruments, Piano Sheet Music

5734 - Computer Software Stores

5735 - Record Shops

5811 - Caterers

5812 - Eating places and Restaurants

5814 - Fast Food Restaurants

5815 - Digital Goods: Media, Books, Movies, Music

5817 - Digital Goods: Applications (Excludes Games)

5818 - Digital Goods: Large Digital Goods Merchant

5931 - Used Merchandise and Secondhand Stores

5935 - Wrecking and Salvage Yards

5940 - Bicycle Shops - Sales and Service

5941 - Sporting Goods Stores

5942 - Book Stores

5943 - Stationery Stores, Office and School Supply Stores

5945 - Hobby, Toy, and Game Shops

5946 - Camera and Photographic Supply Stores

5947 - Card Shops, Gift, Novelty, and Souvenir Shops

5948 - Leather Goods Stores

5949 - Sewing, Needle, Fabric, and Price Goods Stores

5950 - Glassware/Crystal Stores

5961 - Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)

5962 - Direct Marketing - Travel Related Arrangements Services

5964 - Direct Marketing - Catalog Merchant

5965 - Direct Marketing - Catalog and Catalog and Retail Merchant

5966 - Direct Marketing- Outbound Telemarketing Merchant

5968 - Direct Marketing - Continuity/Subscription Merchant

5969 - Direct Marketing - Not Elsewhere Classified

5970 - Artist’s Supply and Craft Shops

5973 - Religious Goods Stores

5975 - Hearing Aids - Sales, Service, and Supply Stores

5976 - Orthopedic Goods Prosthetic Devices

5977 - Cosmetic Stores

5978 - Typewriter Stores - Sales, Rental, Service

5983 - Fuel - Fuel Oil, Wood, Coal, Liquefied Petroleum

5992 - Florists

5994 - News Dealers and Newsstands

5995 - Pet Shops, Pet Foods, and Supplies Stores

5996 - Swimming Pools - Sales, Service, and Supplies

5997 - Electric Razor Stores - Sales and Service

5998 - Tent and Awning Shops

5999 - Miscellaneous and Specialty Retail Stores

7032 - Sporting and Recreational Camps

7033 - Trailer Parks and Camp Grounds

7210 - Laundry, Cleaning, and Garment Services

7211 - Laundry - Family and Commercial

7216 - Dry Cleaners

7217 - Carpet and Upholstery Cleaning

7221 - Photographic Studios

7230 - Barber and Beauty Shops

7251 - Shop Repair Shops and Shoe Shine Parlors, and Hat Cleaning Shops

7276 - Tax Preparation Service

7296 - Clothing Rental - Costumes, Formal Wear, Uniforms

7299 - Miscellaneous Personal Services ( not elsewhere classifies)

7311 - Advertising Services

7332 - Blueprinting and Photocopying Services

7333 - Commercial Photography, Art and Graphics

7338 - Quick Copy, Reproduction and Blueprinting Services

7339 - Stenographic and Secretarial Support Services

7342 - Exterminating and Disinfecting Services

7349 - Cleaning and Maintenance, Janitorial Services

7372 - Computer Programming, Integrated Systems Design and Data Processing Services

7375 - Information Retrieval Services

7379 - Computer Maintenance and Repair Services, Not Elsewhere Classified

7392 - Management, Consulting, and Public Relations Services

7394 - Equipment Rental and Leasing Services, Tool Rental, Furniture Rental, and Appliance Rental

7395 - Photofinishing Laboratories, Photo Developing

7399 - Business Services, Not Elsewhere Classified

7513 - Truck and Utility Trailer Rentals

7519 - Motor Home and Recreational Vehicle Rentals

7523 - Automobile Parking Lots and Garages

7531 - Automotive Body Repair Shops

7534 - Tire Re-treading and Repair Shops

7535 - Paint Shops - Automotive

7538 - Automotive Service Shops

7542 - Car Washes

7549 - Towing Services

7622 - Radio Repair Shops

7623 - Air Conditioning and Refrigeration Repair Shops

7629 - Electrical And Small Appliance Repair Shops

7631 - Watch, Clock, and Jewelry Repair

7641 - Furniture, Furniture Repair, and Furniture Refinishing

7692 - Welding Repair

7699 - Repair Shops and Related Services –Miscellaneous

7829 - Motion Pictures and Video Tape Production and Distribution

7832 - Motion Picture Theaters

7911 - Dance Halls, Studios and Schools

7922 - Theatrical Producers (Except Motion Pictures), Ticket Agencies

7929 - Bands, Orchestras, and Miscellaneous Entertainers (Not Elsewhere Classified)

7933 - Bowling Alleys

7941 - Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters

7991 - Tourist Attractions and Exhibits

7992 - Golf Courses - Public

7996 - Amusement Parks, Carnivals, Circuses, Fortune Tellers

7997 - Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses

7998 - Aquariums, Sea-aquariums, Dolphinariums

8031 - Osteopaths

8042 - Optometrists and Ophthalmologists

8043 - Opticians, Opticians Goods and Eyeglasses

8044 - Opticians, Optical Goods, and Eyeglasses (no longer validfor first presentments)

8050 - Nursing and Personal Care Facilities

8062 - Hospitals

8071 - Medical and Dental Laboratories

8099 - Medical Services and Health Practitioners (Not Elsewhere Classified)

8211 - Elementary and Secondary Schools

8220 - Colleges, Junior Colleges, Universities, and ProfessionalSchools

8241 - Correspondence Schools

8244 - Business and Secretarial Schools

8249 - Vocational Schools and Trade Schools

8299 - Schools and Educational Services ( Not Elsewhere Classified)

8699 - Membership Organizations ( Not Elsewhere Classified)

8734 - Testing Laboratories ( non-medical)

8999 - Professional Services ( Not Elsewhere Defined)

9399 - Government Services ( Not Elsewhere Classified)